Friday, January 2, 2009

FDIC Strategic Plan 2005 - 2010

Gleaned a few things from speed reading this document...

Ultimately the FDIC will pursue regulatory and statutory solutions as it is effected by business cycles of agriculture, commercial real estate, energy, interest rates, inflation, unemployment.

Adverse economic or financial conditions abroad are taken into account.

An economic downturn could adversely impact the financial services industry resulting in slower asset growth, increased loan losses, and dimished profitability.

Concentration of deposits in fewer insured depository institutions increases risks to the funds in the event a large insured depository institution fails. This could be from a sudden and large fraud perpetrated, also, national disasters, public policy changes, sudden economincal financial market crises.

No comments: